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Whole life insurance policy policies are non-correlated properties. Regardless of what takes place in the market (stock, actual estate, or otherwise), your insurance policy retains its worth.
Market-based financial investments grow riches much faster yet are subjected to market variations, making them naturally risky. What if there were a 3rd bucket that supplied safety but likewise modest, surefire returns? Entire life insurance policy is that 3rd pail. No matter of how diversified you think your profile might be, at the end of the day, a market-based investment is a market-based investment.
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